Phishing is the attempt to obtain sensitive information such as username, passwords and credit card details often for malicious reasons, by disguising as a trustworthy entity in electronic communication.
How does phishing work?
Phishing is typically carried out by emails spoofing or instant messaging, and it often directs users to enter personal information at a fake website, the look and feel of which are identical to the legitimate one and the only difference is the URL of the website in concern. Communication purporting to be form social web sites, auction sites, banks, online payment processors or IT administrators are often use to lure victims. Phishing emails may contain links to websites that are infected with malware.
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The process usually followed by a phisher :
- Planning: Phishers decide which business to target and determine how to get e-mail addresses for the customers of that business. They often use the same mass-mailing and address collection techniques as spammers.
- Setup: Once they know what business to spoof and who their Victims are, phishers create methods for delivering the message and collecting the data. Most often, this involves e-mails addresses and a web page.
- Attack: This is the step people are most familiar with, the phisher sends a phony message that appears to be from a reputable source.
- Collection: Phishers record the information victims enter, and use this information to cause damage to victims in the way they wish .
What are the harmful effects of Phishing?
- Theft of identity and users confidential details. This could result in financial losses for users and even prevent them from accessing their own accounts.
- Loss of productivity.
- Excessive resource consumption on corporate networks bandwidth, saturated email systems.
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How to prevent phishing attacks?
- Learn to identify suspected phishing emails.
- Check the source of information for incoming mail.
- Never go to your bank’s website by clicking on links included in emails.
- Enhance the security of your computer.
- Enter your sensitive data in secure websites only.
- Periodically check your accounts.
- Phishing usually pertain to online banking , payroll, social media like Facebook, e-commerce sites. So be more vigilant while accessing sites where privacy of data plays an important role.
- Phishing knows all languages
- Have the slightest doubt, do not risk it.
- Read about the evolution of malware. Stay Updated.